Learn From Steve Smith, COO Of Esker, In The Fintech Coffee Break Ep. 12

Republished By Plato

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In the world of fintech, there are many individuals who have made significant contributions to the industry. One such person is Steve Smith, the COO of Esker. In The Fintech Coffee Break Ep. 12, Smith shares his insights on the fintech industry and how it has evolved over the years.

Smith has been in the fintech industry for over 20 years and has seen firsthand how technology has transformed the way financial services are delivered. He believes that fintech has made financial services more accessible to people who were previously excluded from the traditional banking system. This has led to greater financial inclusion and has helped to reduce poverty in many parts of the world.

One of the key areas where fintech has made a significant impact is in payments. Smith notes that the rise of mobile payments has been a game-changer for the industry. Mobile payments have made it easier for people to pay for goods and services, and have also made it easier for businesses to accept payments from customers. This has led to greater efficiency and cost savings for businesses, as well as greater convenience for consumers.

Another area where fintech has made a significant impact is in lending. Smith notes that fintech lenders have disrupted the traditional lending model by offering faster and more flexible loans to consumers and businesses. This has made it easier for people to access credit, which has helped to spur economic growth in many parts of the world.

Smith also discusses the importance of data in the fintech industry. He notes that data is the lifeblood of fintech, and that companies that can effectively collect, analyze, and use data will have a significant competitive advantage. This is particularly true in areas such as fraud detection and risk management, where data can be used to identify potential risks and prevent losses.

Overall, Steve Smith’s insights in The Fintech Coffee Break Ep. 12 provide valuable insights into the fintech industry and how it has evolved over the years. His experience and expertise make him a valuable resource for anyone interested in learning more about fintech and its impact on the financial services industry.