Lending | KeyBank

Lines of Credit

Designed to provide easy access to funds, lines of credit allow businesses to borrow, pay back and re-borrow funds as needed, making them the ideal solution to help businesses manage seasonal cash flow, purchase inventory or cover other short-term working capital needs.

Features:

• Easy 24/7 access to funds
• Secured and unsecured lines
• Competitive pricing
• Monthly payments with interest only options
• Hassle-free renewal
• May be eligible for an SBA Guarantee

Term Loans

Longer term financing with varying amounts and repayment options to give your business the funds it needs to purchase and finance things like equipment, leasehold improvements, business purchases or expansions.

Features:

• Ability to finance equipment purchases with interest only draw periods that automatically convert outstanding amounts to term loans
• Secured and unsecured loans
• Competitive fixed or variable interest rate options
• Automatic monthly payment deduction means worry-free banking
• May be eligible for an SBA Guarantee

Business Real Estate Borrowing

Put down roots for your small business when you buy or refinance owner-occupied commercial real estate with a KeyBank Commercial Mortgage.

Features:

• Competitive fixed and adjustable interest rate options
• Terms up to 20 years
• Automatic monthly payments

Key Equipment Financing & Leasing

Key can help your business acquire the assets you need now and plan for long-term success by leveraging our capital resources and vertical market expertise.