Finanța islamică indoneziană se luptă să concureze cu serviciile convenționale

Platformă de servicii bancare și financiare Mambu released its research series named the Disruption Diaries which seeks to understand what people think of the key trends driving the development of financial services.

In Mambu’s third edition, the firm conducted a global survey of 2,000 members of the younger Muslim community mainly the Gen Z and millennials to understand what Islamic finance means to them, as well as their expectations of this sector.

As one of the fastest-growing financial industries, Islamic finance continues to grow in size and influence spreading far beyond the Middle East into Muslim-majority countries in Asia and Africa, as well as parts of Europe and beyond.

As a sector, total assets have exceeded US$2 trillion and are expected to reach US$3.8 trillion by 2023.

Greater awareness of Islamic finance, alongside improved legal and regulatory structures in many markets, is supporting the growth of the sector.

A closer look at Indonesia

The Indonesian Islamic finance market has, to date, struggled to compete with the conventional financial services industry in the country.

The good news is that, based on Mambu’s survey, embracing digital technologies can help to enhance financial inclusion across Indonesia, while also boosting the Islamic finance market in the country.

Rezultatele sondajului

Ethical banking is a way for consumers to manage their finances while promoting environmentally and socially conscious practices.

Mambu’s research shows that ethical motivations are a primary driver for the younger Muslim community. 74% of respondents confirm it is important that the investments their bank makes using their money are ethical.

As an API-driven Software-as-a-Service (SaaS) platform, Mambu is uniquely positioned to support your organisation’s Islamic banking ambitions. The full report is available aici.

Credit de imagine recomandat: Fotografie de Mufid Majnun on Unsplash 

Source: https://fintechnews.sg/54574/sponsoredpost/indonesian-islamic-finance-struggles-to-compete-with-conventional-services/