Ameriški FDIC išče povratne informacije javnosti o dejavnostih bank, povezanih s kripto

The Federal Deposit Insurance Corporation (FDIC) has announced on seeking public feedback about insured depository institutions’ digital asset activities. Chairman Jelena McWilliams noted that the public input will help the agency to better understand the cryptocurrency market in terms of regulations.

FDIC Seeks Public Feedback on Depository Institutions Holding Digital Assets

On May 17, the Federal Deposit Insurance Corporation (FDIC) put out a zahteva for public feedback on depository institutions holding digital assets.

The FDIC issued a request for public input to get more information on the industry and consumers’ interests in the market as well as the role of banks in the ekosistem digitalnih sredstev.

FDIC Chairman Jelena McWilliams said:

“At the FDIC, we are laying the foundation for the next chapter of banking by ensuring we have a regulatory framework that allows responsible innovation to flourish. Digital assets are one area in which we have seen rapid expansion and innovation in recent years. This RFI gives us an opportunity to gain additional insight into the market, and what role banks might play in the future.”

“Banks are increasingly exploring several roles in the emerging digital asset ecosystem, such as being custodians, reserve holders, issuers, and exchange or redemption agents; performing node functions, and holding digital asset issuers’ money deposits,” FDIC says in the announcement release.

The FDIC provides deposit insurance to U.S. commercial and savings banks, originally created by the 1933 Banking Act to address bank runs during the Great Depression.

FDIC Seeks to Find Digital Asset Use Cases in Insured Institutions

FDIC’s announcement calls for current and potential digital asset use cases at insured institutions.

The announcement release further noted FDIC’s unique premislekov related to digital assets:

“The FDIC recognizes that there are novel and unique considerations related to digital assets. Given that banks are increasingly exploring the emerging digital asset ecosystem, the FDIC is issuing this request for information (RFI) to help inform its understanding of the industry’s and consumers’ interests in this area.”

The regulatory agency is looking to improve the understanding of digital asset use cases in financial markets as well as in settlement and payment systems.