BIS tester CBDC'er for internationale bosættelser mellem flere lande

Bank for International Settlements (BIS) samarbejder med flere lande om at teste brugen af ​​centralbankens digitale valutaer (CBDC'er) til internationale afregninger.

I deltagelse deltager centralbankerne i Australien, Malaysia, Singapore og Sydafrika. Eksperimentet kan føre til en mere effektiv global betalingsplatform.

'Projekt Dunbar'

Ledet af BIS 'Singapore Center har "Project Dunbar" til formål at udvikle prototype delte platforme til grænseoverskridende transaktioner ved hjælp af flere CBDC'er. Dette ville give finansielle institutioner mulighed for at handle direkte med hinanden ved hjælp af de digitale valutaer. Dette ville derfor eliminere behovet for mellemmænd og reducere tid og omkostninger ved transaktioner. BIS sagde, at de sandsynligvis ville offentliggøre resultaterne af undersøgelsen næste år.

“We are confident that our work on multi-CBDCs for international settlements will break new ground in this next stage of CBDC experimentation and lay the foundation for global payments connectivity,” sagde head of the BIS Innovation Hub Singapore Center Andrew McCormack.

BIS 'bekymring

Globally, central banks are trying to come to terms with emerging payment technologies and privately-issued digital currencies. For instance, Facebook Inc.’s Diem project, formerly known as Libra, is building out a global payments network. Its sheer size and depth of user base means that it coul service its own stablecoin or CBDCs.

BIS said earlier this year that CBDCs are nødvendig for governments to retain control of the money supply. Amidst the falling use of cash, cryptocurrencies are also gaining traction as both investments and legal tender. This has motivated other large-scale payment projects, such as Facebook’s Diem. BIS believes that without CBDCs, these firms could leverage their enormous social media user base and come to dominate the digital payments space.

Additionally, in its Annual Economic Report, BIS sagde that “CBDCs and open platforms are the most conducive to a virtuous circle.”. By this, BIS means that CBDCs would facilitate broader access, lower costs, as well as better services than an alternative.