United Medicare Advisors Review

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The post United Medicare Advisors Review by Ashley Hart appeared first on Benzinga. Visit Benzinga to get more great content like this.

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United Medicare Advisors is a great tool for anyone researching and shopping for Medicare Supplement plans. The company can provide you with quotes and plan options from different carriers. Beyond that, its agents can help you review the options and figure out which plan is best for you. 

Because the company provides you with quotes from several carriers, you can rest assured that you’re getting the best price possible. However, you will need to have a bit of patience because United Medicare Advisors does not provide online quotes. You need to submit a form to request a quote and then wait for an agent to call you to review your options.

Overall, this is a great company to use if you’re putting together your Medicare options. You’ll receive personalized support and save time by getting all of your quotes in one place. 

United Medicare Advisors Coverage Options

United Medicare Advisors analyzes and compares plans from insurance carriers to provide people with the information they need to choose a Medicare Supplement plan.

United Medicare Advisors can provide quotes for Medicare Supplement plans.

  • Medicare Supplement: Also known as a “Medigap” policy, this is insurance that is intended to fill in gaps in the original (Parts A and B) Medicare coverage that is managed by the federal government. Medicare Supplement Insurance is sold by private companies and can help pay for the remaining healthcare costs that aren’t covered by Original Medicare. This can include copayments, coinsurance and deductibles. Some Medicare Supplement policies can also cover services that aren’t covered by Original Medicare at all, such as medical care outside of the U.S.

United Medicare Advisors Customer Service

United Medicare Advisors provides a few avenues to receive support. You can submit an inquiry to the company by filling out an online form. 

Additionally, United Medicare Advisors allows you to put a face to the name of many of its agents on its website. The agents will make sure you have up-to-date quotes and personalized service so you can rest assured you’re getting the best plan possible. 

United Medicare Advisors Pricing

Each insurance carrier decides on the pricing for its plans. There are 3 ways that Medigap policies can be priced:

  • Community-rated: The monthly premium is generally the same for each person who has the Medigap policy, regardless of age.
  • Issue-age-related: These plans have premiums that are based on the age you are when you purchase the Medigap policy. 
  • Attained-age-related: The premium for these plans is based on your current age. This is the only type of Medigap policy that may get more expensive over time because of your age.

United Medicare Advisors receives a high rating for its pricing simply because it allows you to compare options from carriers before you choose a plan.

United Medicare Advisors User Benefits

United Medicare Advisors doesn’t directly provide health insurance policies, but it provides plenty of benefits for its users. You can use United Medicare Advisors as your resource for learning about Medicare Supplement plans and comparison shopping. When you use this company, you can feel confident about your policy decisions without feeling pressure because the company is not committed to any one carrier or plan. 

When you use United Medicare Advisors, you’ll have access to licensed agents who can help you throughout the Medicare journey. 

The greatest benefit of all is the savings that United Medicare Advisors can provide. According to the company, it’s helped more than 600,000 clients save on their Medicare Supplement premiums. 

United Medicare Advisors User Experience

United Medicare Advisors provides resources via a website and for you to browse and use to begin comparison shopping. However, it does not provide immediate access to online quotes. To review your healthcare options, you’ll need to submit a form and wait for one of the agents to contact you.

United Medicare Advisors vs Competitors

United Medicare Advisors can be thought of as a 1-stop shop when it comes to finding Medicare Supplement plans. Instead of hopping from website to website reviewing the plans that each carrier provides, this company allows you to find it all in 1 place. Basically, using United Medicare Advisors can save you time and stress by providing you with information about plan options from a variety of carriers so you can make the best decision for yourself. This is something you simply would not get if you went directly to health insurance carriers.

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get started
securely through United Healthcare Advisors’s website

Best For

Comparing Medicare Supplement quotes

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1 Minute Review

United Medicare Advisors works with insurance carriers to help you sift through the options and find policies on the market. When you work with this company, you can expect to receive personalized service and up-to-date information. Though you won’t find pricing information directly online, United Medicare Advisors’ relationship with multiple carriers means you’ll be able to compare prices for a Medicare Supplement plan that is tailored to fit your needs. 

Best For

  • Comparing Medicare Supplement quotes
  • Saving money on policies
Pros

  • Personalized service and guidance from licensed sales agents
  • Licensed agents can help you review your options
Cons

  • Does not provide direct online quotes
  • No general pricing information on its website
get started
Call Now
securely through Mutual of Omaha’s website

Best For

Quick application process

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1 Minute Review

Original Medicare may only cover 80% of your medical expenses. Apply online with ease with Mutual of Omaha in 3 easy steps. Get a quote, choose a plan and apply.

Mutual of Omaha offers 2 unique options for Part F enrollees: a high-deductible plan and standard Plan F coverage. When you select the high-deductible plan, you’ll pay less per month for your coverage — but you’ll need to pay $2,490 toward Medicare-related costs (like coinsurance percentages and copays) before your plan begins providing coverage. This can be a great option for anyone who’s in good health but wants to add another layer of protection to their Medicare coverage for less than the cost of a standard Plan F policy.

Best For

  • Quick application process
Pros

  • Quick claims process
  • Easy 3-step online application
  • Can bundle Medicare add-ons to Medigap coverage
Cons

  • Agents only available by phone
get started
securely through Aetna Inc’s website

Best For

Easy-to-understand coverage

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1 Minute Review

Shop for Medicare Advantage and Supplement plans and more with Aetna. Benefit from a wide provider network and easy access to your benefits as well as hefty membership perks.

They offer premium-free, high-deductible plans for those looking to keep their monthly costs low. They also offer a host of spousal discounts.

Best For

  • Easy-to-understand coverage
Pros

  • Affordable premiums
  • Preventative care planner
  • Easy access to tools and resources
  • Wide network access
Cons

  • Need a referral for certain procedures and specialists
  • Premium-free plans not available everywhere
Compare Quotes
securely through Cigna’s website

Best For

Easy access to benefits

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Maximizing your health benefits is easy when you purchase your policy through Cigna. When you enroll in any Medicare Supplemental insurance option with Cigna, you’ll have access to exclusive discounts — including savings on hearing aids, fitness club memberships and alternative medicine. You can even save up to 30% on weight and nutrition programs, which are commonly a cause for concern among seniors.

Easily shop and compare Medicare Advantage Plans, Part D Prescription Plans and Medicare Supplement Insurance. Cigna provides end-to-end assistance and provides plenty of member benefits at no extra cost.

Cigna’s plans also include access to the company’s Health Information Line. This feature allows you to connect with a health advocate who can provide you with answers to general health questions. The Health Information Line is available 24 hours a day and 7 days a week and is only staffed by men and women who have their nursing license.

Best For

  • Easy access to benefits
Pros

  • Home delivery for prescriptions
  • Health management mobile apps
  • Easy ID card replacement
  • No-cost members perks
Cons

  • Can have high deductibles
get started
securely through Blue Cross Blue Shield Medicare’s website

Best For

Wide network of doctors, hospitals and specialists across the U.S.

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1 Minute Review

Blue Cross Blue Shield (BCBS) has more contracted providers than any other insurer. Its breadth is one of its strengths — if you’re traveling, you can find a BCBS provider relatively easily. It offers Medicare Advantage plans, Medicare Supplement plans and Medicare Part D prescription drug plans. 

BCBS is divided into regional companies, so you may not have all options available in your area. Customer service options may also vary depending on where you live and which regional company you’re working with. 

Best For

  • Top-ranked and reputable health insurance company
  • Wide network of doctors, hospitals and specialists across the U.S.
Pros

  • Offers Medicare Advantage, Medicare supplement and Medicare Part D plans
  • Available in all 50 states, Washington D.C. and Puerto Rico
  • Health and wellness discounts offered
Cons

  • Product offerings vary by region

United Medicare Advisors Overall

If you’re comparison shopping for Medicare Supplement plans, United Medicare Advisors can be a great resource for you. Its agents can identify plans for your needs. No matter what type of coverage you’re seeking, you should always get a free quote to help you make your decision.

Frequently Asked Questions

Q

How do I choose a plan medicare supplement plan?

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How do I choose a plan medicare supplement plan?
asked 2022-03-16
Ashley Hart
A
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Factors such as which prescription drugs you take and the doctors you visit can help narrow down your options. An agent can guide you through this process.

Answer Link

answered 2022-03-16
Benzinga
Q

Can I use United Medicare Advisors for Medicare Part A and B?

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Can I use United Medicare Advisors for Medicare Part A and B?
asked 2022-03-16
Ashley Hart
A
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No, United Medicare Advisors only provides information on Medicare Supplement plans offered by private companies.

Answer Link

answered 2022-03-16
Benzinga

The post United Medicare Advisors Review by Ashley Hart appeared first on Benzinga. Visit Benzinga to get more great content like this.

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